Chapter 13 Articles
Office of Kathleen A. Leavitt- Chapter 13 341 Meeting of Creditors Information
Both Trustee's are continuing to conduct 341 Meetings via Zoom video conferencing. Below are the instructions to participate in the 341 Meeting for Trustee Kathleen Leavitt. **IMPORTANT: Prior to the date and time of the 341 Meeting all parties must ...
Trustee Kathleen A. Leavitt- Chapter 13 Handbook
Attached is the Kathleen A. Leavitt Chapter 13 Handbook.
What is a Chapter 13 Confirmation Hearing?
You will hear the terms "Confirmation hearing", "plan", and "Trustee's Opposition (TSOP)" several times during the course of your case. The Chapter 13 confirmation hearing determines whether the bankruptcy judge approves your Chapter 13 Plan. Your ...
Chapter 13 and Personal Injury Cases
General Facts If the personal injury ("PI") claim arose prior to filing the bankruptcy case, the debtor must disclose the claim in his or her bankruptcy schedules that a pre-bankruptcy PI claim exists. Every bankruptcy debtor must elect either the ...
Can I still contribute to my 401k while Im in Bankruptcy?
Yes and No. Technically, you can still voluntarily contribute to a 401k or other retirement account. However, the Ninth Circuit appeals court ruled that Chapter 13 debtors could not voluntarily contribute to retirement accounts at the expense of ...
What is a Notice of Final Cure Payment?
If a debtor has provided for payment of a claim secured by a security interest in the debtor's principal residence in the Plan, the Chapter 13 Trustee must file, within 30 days of the debtor completing all Plan payments, a Notice of Final Cure ...
Can I (or, the better question) Should I Pay Off My Chapter 13 Case Early?
The short answer: paying off your Chapter 13 early isn’t usually a good idea. By paying off your Chapter 13 case early, you may be required to pay 100% of the filed and allow claims (debt you owe to your creditors) in full instead of the reduced ...
How Do I Find Out The Status of My Chapter 13 Case?
There may be several times throughout your 3-5 years with us that you may be wondering "what's the status of my case?" and "where am I at with my payments?"! This is where the National Data Center comes in handy! At the NDC.org, you can sign up and ...
The anatomy of a Chapter 13 Bankruptcy
Anyone with a regular stream of income who is weighed down with debt, but hopeful they could repay some or most of those debts if given enough time, can file for bankruptcy under Chapter 13. A Chapter 13, also called a wage earner's plan, allows the ...
How long will my Chapter 13 Bankruptcy case take, and what’s required of me?
We can get the process started very quickly and start protecting you right away regarding many of your debts, including foreclosure of your home. Chapter 13 bankruptcy cases generally take 3 to 5 years to complete, depending on the kind of debt you ...
What is Chapter 13 & How Does it Work?
Chapter 13 bankruptcy may be able to completely eliminate your credit card, pay day loan, repossession, medical and other debts or you may back some of this debt with an interest-free repayment plan that you can actually afford, one that you can pay ...
Can I buy a house while in Chapter 13 Bankruptcy?
Yes! A motion to approve the purchase of a property does need to be completed through the Bankruptcy court when taking out a new loan to purchase a home. The documents needed are listed below and there are two options for the motion. We can file the ...
Can I sell my house while in a Chapter 13 Bankruptcy?
The short answer is Yes. However, there are steps we must take. You must speak with your Attorney regarding any potential proceeds from the sale of your property PRIOR to listing your property for sale. You may be required to turn over some, or ALL, ...
How can I check status of my case, payments and/or disbursements?
A few of the most common questions we are asked are "What's the status of my case?" and "Where am I at with my payments?". This is where the National Data Center comes in handy! At the NDC.org, you can sign up and have access to the following: 24/7 ...
What happens after my 341 hearing Meeting of Creditors is completed?
Congratulations on the conclusion of your 341 Meeting of Creditors! Your case is now proceeding to the confirmation phase of your Chapter 13. You will likely receive a document from your Chapter 13 Trustee titled “Objection to Confirmation and ...