What happens after my 341 hearing Meeting of Creditors is completed?
Congratulations on the conclusion of your 341 Meeting of Creditors! Your
case is now proceeding to the confirmation phase of your Chapter 13.
You will likely receive a document from your Chapter 13 Trustee titled “Objection to Confirmation
and Recommendation for Dismissal.” This document filed by the Trustee does not
mean the Trustee is actively seeking to dismiss your case—it is just the name
of the document and it means there are some outstanding issues that need to be
resolved in your case. During the confirmation process, we will reach out to you for any additional documents requested by
the Trustee. We will work with the Chapter 13
Trustee to resolve the Trustee’s Opposition and create a Chapter 13 Plan that
can be confirmed. This process can generally take between 6 to 12 months depending
on the complexity of your case. In the meantime, please continue to provide us with any requested documents and, more importantly, continue to make payments to
the Trustee as required by your current Chapter 13 Plan. The easiest way to
make payments is online using the TFS Bill Pay system, which can be accessed by visiting www.tfsbillpay.com and setting up an account.
If for any reason you are unable to make a plan payment, please let us know immediately! Do not skip a payment! Failure to make plan payments is the #1 reason why a Chapter 13 case is dismissed.
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