What if I make too much money to file a Chapter 7?
In 2005, Congress created a new bankruptcy law in which anyone who files for Chapter 7 must show that their monthly income is below the average income for people in their area. This is called the “means test.” If your income is above the designated average and you wish to file for bankruptcy, you may be required to file Chapter 13 instead of Chapter 7. We’ll help you figure out if you’re eligible for filing under Chapter 7, or whether it makes more sense to file under Chapter 13.
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